Paytm’s Loan Biz Soars 137% Quarter-to-Date & MTU Grows 20%, Shares Gain



By Malvika Gurung

Investing.com — Shares of the digital payments major Paytm (NS:) gained 1.84% to Rs 872.5 apiece in the morning trade on Tuesday after the company witnessed a whopping 137% rally in its loan distribution business for the quarter to date (average for July and August) on a YoY basis.

Paytm released an update on the company’s operating performance for August on September 5, 2023, witnessing a sustained growth in payments and loan distribution business during the month.

The fintech major’s average monthly transacting users (MTU) rose 20% year-on-year (YoY) to 9.4 crore, reflecting a continued expansion in the company’s customer base.

Paytm’s Merchant Payment Volumes (GMV) for the quarter to date jumped 43% YoY in the period at Rs 3 lakh crore. 

The company has strengthened its leadership in offline payments, as the number of merchants paying a subscription for payment devices increased by 42 lakh on a YoY basis to 87 lakh for the quarter to date (as of August) while adding 5 lakh devices in August alone.

The payments major’s loan distribution business continued to witness growth, with disbursements skyrocketing 137% YoY to Rs 10,710 crore, and loans disbursed jumping 47% YoY in quarter to date through Paytm’s platform.

Paytm also witnesses an increase in GMV of non-UPI instruments like EMI and cards.

The digital payments stock has rallied 99% from its 52-week low of Rs 438.35 apiece so far, scaled on November 23, 2022.



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